Credit Fraud: The Gift That Keeps on Taking

credit-card-fraud-instabill

Black Friday. Small Business Saturday. Cyber Monday. All can be fantastic shopping days, full of amazing deals. But the single biggest deal during the holidays could actually be someone else’s—if they are successful in stealing your credit cards or identity.

Identity theft is the fastest-growing crime in America, impacting more than 10 million victims per year. In fact, according to the Identity Theft Resource Center, the holidays offer thieves the greatest opportunity to steal your credit, turning it into a gift that keeps on taking from you in terms of time, energy and anguish all year long.

Be Proactive About Your Credit

Here are just a few good ways you can be more proactive about protecting your credit during the busy holiday shopping season:

  • Use credit monitoring. Monitoring your credit reports is always a good idea, as mistakes can be made and easily corrected if you are vigilant. If you notice any unusual purchases or activity on your credit report, you can minimize the damage if you act quickly so that a fraud alert may be placed on your credit report with all three major credit reporting bureaus. Report any unauthorized purchases or new accounts to all three credit bureaus immediately—and file an identity theft report with the police as well.
  • Freeze it. If you have lost your credit cards, or they have been stolen, report the incident to each of your creditors immediately. They will send you a new card in a matter of days—and freeze or cancel your old ones. If you wish to proceed using only cash during the holidays, you can temporarily freeze your credit until you feel safe enough to use it again.
  • Make secure purchases. Online deals are great, but not if they put your credit at risk. Look for the TRUSTe privacy seal at the bottom of a secure website—and make sure that the URL contains “https” as a prefix to indicate encrypted data security.
  • Avoid public Wi-Fi. Your data can be seen or swiped from public Wi-Fi data connections, so you should only make purchases on a secure network. You should also use care when making purchases over the phone, as others may be close enough to capture your credit card details without you even noticing.
  • Use “See ID” as your signature. Instead of signing your name on the back of each credit card, consider using the phrase “See ID” instead. This will force a thief to produce a photo identification card that will not match—and likely result in their being caught red-handed.

Most of all, you should pay attention during your holiday shopping adventures. With all of the sales and distractions—not to mention bumping into people you haven’t seen in a while—it’s easy to become disoriented or forgetful, leaving your credit cards vulnerable to thieves.

Thieves could be several purchases in before you even realize your cards are missing, so stay alert and keep your cards close by in a cross-body bag, hip sack or front pants pocket. That way, you can best ensure that your holidays will also bring the gift of peace of mind.

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Michael L. McGlamry

Black Friday. Small Business Saturday. Cyber Monday. All can be fantastic shopping days, full of amazing deals. But the single biggest deal during the holidays could actually be someone else’s—if they are successful in stealing your credit cards or identity. Identity theft is the fastest-growing crime in America, impacting more than 10 million victims per year. […] Full Bio

Kimberly J. Johnson

Black Friday. Small Business Saturday. Cyber Monday. All can be fantastic shopping days, full of amazing deals. But the single biggest deal during the holidays could actually be someone else’s—if they are successful in stealing your credit cards or identity. Identity theft is the fastest-growing crime in America, impacting more than 10 million victims per year. […] Full Bio

Equifax Breach Affects 2.5 Million More Consumers

Equifax, the credit reporting agency that recently disclosed a massive security breach has released reports of an additional 2.5 million consumers impacted—bringing the total number of those affected to more than 145 million consumers. Sensitive personal information was made vulnerable in this historic breach, which occurred from mid-May through July 2017, and wasn’t reported publicly until September.

What is the impact of the Equifax breach?

The impact of this breach is wide in scope, as it enabled hackers to access consumers’ names, addresses, Social Security numbers, and even some driver’s license numbers. Credit card numbers were stolen from at least 209,000 people—as were dispute documents for nearly 182,000 more. Consumers in Canada and the United Kingdom were also impacted by this security breach.

On October 3, former Equifax CEO Richard Smith testified before Congress about the breach, citing the error of a single employee for the security lapse. There are now bipartisan calls for more government scrutiny of what The New York Times calls a “largely unregulated credit reporting industry.”

How do I protect my info from the Equifax breach?

As a review, here are some quick steps you can take to protect yourself as a consumer:

Monitor

As always, your first step to protecting your information is monitoring your credit reports at all three reporting agencies. You can accomplish this for free by signing up at annualcreditreport.com, or simply continue monitoring your credit on an annual basis if you were already doing so.

Freeze

If you are concerned that your credit information may have been compromised, contact each of the big three credit reporting agencies (Experian, TransUnion and Equifax) and request that they put a fraud alert or a freeze on your files. A credit freeze prevents thieves from opening new accounts by using your information; however, it will not stop thieves from attempting charges on any of your existing accounts. If you are in the process of purchasing a home or a vehicle, you may want to consider freezing your credit after your purchase has been completed.

Inquire

Do you want to find out if your information was exposed, directly from the source? On a secure computer with an encrypted network, you can visit com, and select the “Potential Impact” link. Although many experts have advised against it, Equifax is offering a free year of credit monitoring for those affected. If you decide to accept the credit monitoring, make sure to read all of the terms and conditions carefully.

Be Proactive

Identity thieves can try to use your information to apply for a job, or to claim your income tax refund, so consider filing your taxes as early as you can to keep your refunds safe.

Contact Our Consumer Protection Experts

To learn more about immediate steps to take after a security or data breach, visit www.identitytheft.gov/databreach. Or, contact Pope McGlamry for a consultation with our consumer protection experts.

Sources: Associated Press, The New York Times

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Michael L. McGlamry

Equifax, the credit reporting agency that recently disclosed a massive security breach has released reports of an additional 2.5 million consumers impacted—bringing the total number of those affected to more than 145 million consumers. Sensitive personal information was made vulnerable in this historic breach, which occurred from mid-May through July 2017, and wasn’t reported publicly […] Full Bio

Kimberly J. Johnson

Equifax, the credit reporting agency that recently disclosed a massive security breach has released reports of an additional 2.5 million consumers impacted—bringing the total number of those affected to more than 145 million consumers. Sensitive personal information was made vulnerable in this historic breach, which occurred from mid-May through July 2017, and wasn’t reported publicly […] Full Bio

The Equifax Breach and Its Impact on You

Credit card breaches have become more frequent in recent history, but none compare to the recent data breach at Equifax, one of the big three consumer credit reporting agencies. The sensitive personal details of more than 143 million consumers were exposed in this historic breach, which occurred from mid-May through July 2017, and wasn’t reported publicly until September.

Breach Impact

The impact of this breach is wide in scope, as it enabled hackers to access consumers’ names, addresses, Social Security numbers, and even some driver’s license numbers. Credit card numbers were stolen from at least 209,000 people—as were dispute documents for nearly 182,000 more. Consumers in Canada and the United Kingdom were also impacted by this security breach.

Equifax Undergoes Investigation

Not surprisingly, Equifax is now the subject of multiple investigations, not just because of the breach itself, but also due to the recent Bloomberg News report that the company knew about a major breach in its computer systems nearly five months before it was publicly disclosed and the revelation that key executives privately sold their stock just prior to the announcement to consumers.

What Can You Do?

What can you do to protect yourself as a consumer? For the short term, you can take the following actions:

  • Monitor your credit reports at all three reporting agencies for free by signing up at annualcreditreport.com.
  • Contact each of the credit reporting agencies to put a fraud alert or a freeze on your files. However, know that credit freeze cannot stop an identity thief from attempting charges on your existing accounts; it only prevents them from opening new ones in your name.
  • File your taxes as early as possible to prevent a thief from attempting to secure your income tax refund, or use your Social Security number to get a job.
  • Visit equifaxsecurity2017.com on a secure computer with an encrypted network to determine whether your information was exposed. Use the “Potential Impact” link. Equifax is offering a free year of credit monitoring for those affected, although many experts have advised against this. If you do decide to accept the credit monitoring, make sure to read the terms and conditions. Initially, Equifax included language that binds consumers to arbitration; however, this language was rescinded after government intervention.

Contact Pope McGlamry

To learn more about immediate steps to take after a security or data breach, visit www.identitytheft.gov/databreach. Or call Pope McGlamry at 877-285-7656 for a consultation with our consumer protection experts.

Sources: The Federal Trade Commission (FTC), Bloomberg Technology

Free Case Evaluation    

Michael L. McGlamry

Credit card breaches have become more frequent in recent history, but none compare to the recent data breach at Equifax, one of the big three consumer credit reporting agencies. The sensitive personal details of more than 143 million consumers were exposed in this historic breach, which occurred from mid-May through July 2017, and wasn’t reported […] Full Bio

Kimberly J. Johnson

Credit card breaches have become more frequent in recent history, but none compare to the recent data breach at Equifax, one of the big three consumer credit reporting agencies. The sensitive personal details of more than 143 million consumers were exposed in this historic breach, which occurred from mid-May through July 2017, and wasn’t reported […] Full Bio

Wright Medical Conserve Hip Implant Final Settlement

September 29, 2017 (Atlanta, GA) – Following a nearly six-year litigious battle in both Atlanta, Georgia and California state courts, we are pleased to announce a settlement program that will resolve all remaining eligible pending claims against Wright Medical regarding the Wright Conserve Defective Hip Device.

While there are some limitations, the settlement represents another victory for over 600 pending claims. Wright Medical has already agreed to settle more than 1,300 claims of certain Wright Medical metal-on-metal hip implant patient-claimants whose hips were revised at least 150 days and no more than eight years post-implant.

Wright Conserve Hip Litigation Overview

As a brief history, the Wright Conserve Multi-District Litigation (MDL) was created in February 2012, consolidating all federal court cases in the Northern District of Georgia before United States District Judge William S. Duffey, Jr. Additionally, a Judicial Council Coordination Proceeding (JCCP) petition was approved in May 2012 before Los Angeles Superior Court Judge Jane Johnson, consolidating California state-court cases involving Wright Medical hip replacement and revision matters, including Wright Medical’s Conserve, Lineage, and Dynasty hip implants. The Hon. Judge Ann Jones has since taken over this JCCP. The Hon. Diane M. Welsh (Ret.), led the extended settlement negotiations and has tirelessly worked with the parties to help facilitate the settlement.

A key issue was Wright’s ability to pay settlements. “As part of Plaintiffs’ Leadership Counsel, we retained financial analysts who had been evaluating Wright Medical’s ability to settle these pending cases for years,” said Michael McGlamry, a shareholder of Atlanta-based Pope McGlamry. “During the negotiations with Wright Medical, it was made clear that claims for non-revised Wright metal-on-metal hips should be dismissed by the respective court under a tolling agreement and plaintiffs that have opted out of one of the three settlements should be remanded by the respective court.”

Wright Conserve Final Settlement Details

Kirk Pope, a Pope McGlamry shareholder who also serves as Plaintiffs’ Leadership Counsel, explained that the settlement calls for a payout over time, because of Wright’s financial condition and Wright is working to obtain $35 million from its insurance carriers by December 31, 2017. “Wright has been in litigation with them for three years,” he said. “The total amount of the second and third settlement programs is $89.75 million, bringing the total for all settlements to $340 million.

When combined with the first settlement, the final settlement will cover all eligible claims left in the MDL, JCCP and on tolling agreements. Due to Wright’s financial situation, values will be discounted from the first settlement, but will include standard awards as well as an Enhanced Injury Fund (EIF) to supplement more significant injuries.

When completed, the only remaining claims will be:

  • Ineligible claims – which should be remanded by the court
  • Non-revised claims dismissed by the court (also under the tolling agreement)
  • Claims to be remanded by the court as opt-outs from one of the three settlements

Plaintiffs’ Leadership Counsel

Michael L. McGlamry and Kirk Pope of Pope McGlamry, P.C. in Atlanta, Georgia, mmcglamry@pmkm.com kirkpope@pmkm.com

Contact Pope McGlamry

If you or your loved one has experienced complications or pain due to a Wright defective hip implant, please contact our team today. We are well versed in complex cases and can help you get the compensation you deserve.




Michael L. McGlamry

September 29, 2017 (Atlanta, GA) – Following a nearly six-year litigious battle in both Atlanta, Georgia and California state courts, we are pleased to announce a settlement program that will resolve all remaining eligible pending claims against Wright Medical regarding the Wright Conserve Defective Hip Device. While there are some limitations, the settlement represents another […] Full Bio

N. Kirkland Pope

September 29, 2017 (Atlanta, GA) – Following a nearly six-year litigious battle in both Atlanta, Georgia and California state courts, we are pleased to announce a settlement program that will resolve all remaining eligible pending claims against Wright Medical regarding the Wright Conserve Defective Hip Device. While there are some limitations, the settlement represents another […] Full Bio

Pope McGlamry attends the AIEG Fall Conference

Pope McGlamry staff and attorneys attended the Attorneys Information Exchange Group (AIEG) Fall Conference in Jackson Hole, Wyoming.

Pope McGlamry speakers at AEIG included:

Attorneys Information Exchange Group Fall Conference in Jackson Hole, Wyoming

Caroline G. McGlamry

Pope McGlamry staff and attorneys attended the Attorneys Information Exchange Group (AIEG) Fall Conference in Jackson Hole, Wyoming. Pope McGlamry speakers at AEIG included: Tom Willingham Mary Leah Miller Caroline McGlamry Full Bio

Michael Moore of Pope McGlamry appears on American Greed

This American Greed episode tackles the case of Peanut Corporation of America, which shipped out salmonella-laced peanut products that sickened hundreds and left nine people dead nearly 10 years ago.

The company, which traces its roots to Gorman and later had a plant in Plainview, both in West Texas, went bankrupt in 2009 after a massive recall.

Case Results

The case on American Greed resulted in criminal charges against the company’s chief executive, Stewart Parnell, who was the son of a previous company executive. When Parnell was sentenced in 2015 to 28 years in prison, it was described as the stiffest punishment ever handed out to a producer in a food-borne illness case.


See more videos of Michael Moore on our media page.

Michael J. Moore

This American Greed episode tackles the case of Peanut Corporation of America, which shipped out salmonella-laced peanut products that sickened hundreds and left nine people dead nearly 10 years ago. The company, which traces its roots to Gorman and later had a plant in Plainview, both in West Texas, went bankrupt in 2009 after a massive recall. […] Full Bio

Mr. Blakely to speak at the HarrisMartin’s MDL Conference

M.J. Blakely will speak at the HarrisMartin’s MDL Conference: Orthopedic Devices and Hernia Mesh Litigation on September 27 in Boston. Mr. Blakely will speak about Wright Hip Replacements.

About the conference

Michael J. Blakely, Jr.

M.J. Blakely will speak at the HarrisMartin’s MDL Conference: Orthopedic Devices and Hernia Mesh Litigation on September 27 in Boston. Mr. Blakely will speak about Wright Hip Replacements. About the conference Full Bio

Pope McGlamry is a Proud Sponsor of the 39th Annual NAWJ Conference

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History of NAWJ

Since its formation in 1979, NAWJ has served as a leading voice for jurists dedicated to:

  • Promoting the judicial role in protecting the rights of individuals under the rule of law
  • Engaging in civic education about the importance of a fair judiciary, free from special interest or political influence
  • Providing a voice in significant matters that affect the administration of justice
  • Ensuring equal justice and access to the courts for all, with a focus on women, minorities, and other historically disfavored groups and vulnerable populations
  • Promoting the advancement of women and minorities at all levels of the judiciary
  • Providing judicial education on cutting-edge issues

NAWJ was founded over 36 years ago by two visionaries – Justice Joan Dempsey Klein and Justice Vaino Spencer – and 100 brave and intrepid women judges committed to forming an organization dedicated to these ideals.

About the 39th NAWJ Conference

The 39th NAWJ Conference in Atlanta, Georgia will feature vibrant and interactive programs.  Our theme, Access to Justice: Past, Present, and Future, will allow attendees to explore historical lessons about justice from the Civil Rights movement, discuss current innovations in criminal justice reform, and envision justice initiatives for years to come.

Why Sponsor the NAWJ 39th Annual Conference?

Conference sponsors are the backbone of financial support for this year’s event and, where possible, they encourage colleagues and others throughout the Greater Atlanta legal and business communities to attend and support the conference. Sponsoring the conference allows members of your firm, organization or company to participate in conference activities, educational sessions, and other social and interactive events that include members of the judiciary, local bar associations, and leading legal experts from various academic and non-profit fields. Demonstrate your support to the mission of NAWJ and the Greater Atlanta legal community. In this brochure, you will find detailed information about sponsorship levels and benefits.

We hope that your firm, organization or company will give generously, because these meetings are not possible without your support. We look forward to seeing you at this important NAWJ conference, and ask that you please reach out to us or NAWJ’s Executive Director, Marie Komisar, with any questions. Thank you!

Click here to view the 39th Annual NAWJ Conference Sponsorship Brochure

Caroline G. McGlamry

History of NAWJ Since its formation in 1979, NAWJ has served as a leading voice for jurists dedicated to: Promoting the judicial role in protecting the rights of individuals under the rule of law Engaging in civic education about the importance of a fair judiciary, free from special interest or political influence Providing a voice […] Full Bio

Elizabeth P. Holmes

History of NAWJ Since its formation in 1979, NAWJ has served as a leading voice for jurists dedicated to: Promoting the judicial role in protecting the rights of individuals under the rule of law Engaging in civic education about the importance of a fair judiciary, free from special interest or political influence Providing a voice […] Full Bio

Courtney Mohammadi

History of NAWJ Since its formation in 1979, NAWJ has served as a leading voice for jurists dedicated to: Promoting the judicial role in protecting the rights of individuals under the rule of law Engaging in civic education about the importance of a fair judiciary, free from special interest or political influence Providing a voice […] Full Bio

Kimberly J. Johnson

History of NAWJ Since its formation in 1979, NAWJ has served as a leading voice for jurists dedicated to: Promoting the judicial role in protecting the rights of individuals under the rule of law Engaging in civic education about the importance of a fair judiciary, free from special interest or political influence Providing a voice […] Full Bio

McGlamry & Blakely of Pope McGlamry Appointed to Plaintiffs’ Executive Committees for Stryker LFit V40 Litigation

Pope McGlamry’s own Michael L. McGlamry and Michael J. Blakely have been appointed to the Plaintiffs’ Executive Committees in separate but related coordinated litigations for Stryker LFIT V40.

Plaintiffs’ Executive Committees

Multi-County Litigation (MCL) for New Jersey

McGlamry has been appointed a member of the Plaintiffs’ Executive Committee for the multi-county litigation (MCL) for Stryker LFIT Anatomic CoCr V40 Femoral Heads Litigation for New Jersey by Judge Rachelle Harz. Mr. McGlamry expressed his eagerness to serve as a member of the Plaintiffs’ Executive Committee for Stryker LFIT V40 in New Jersey State Court stating, “I hope with this appointment, I can help obtain justice for the victims and their families.”

Multi-District Litigation (MDL)

Blakely has been appointed to the Plaintiffs’ Executive Committee in the multi-district litigation (MDL) for Stryker Orthopaedics LFIT V40 Femoral Head Products Liability Litigation by U.S. District Court Judge Indira Talwani – District Court of Massachusetts. Mr. Blakely added that he takes the appointment by Judge Talwani very seriously stating, “I’m honored to be chosen by Judge Talwani to help lead this important litigation.”

About Stryker LFIT V40 Lawsuits

The Stryker LFit V40 was recalled in August 2016. The lawsuits coordinated in New Jersey State Court and in the District of Massachusetts allege hip implants designed and manufactured by Stryker Orthopaedics are defective. According to the plaintiffs, the Stryker LFit V40 femoral head, a component of Stryker’s hip implant that fits into the hip socket and is attached to the femoral stem, has been plagued with numerous corrosion related problems.

Stryker LFIT V40 Failure Symptoms

Many of the plaintiffs report adverse tissue reactions and spontaneous dissociation, which requires extensive surgery to repair. Plaintiffs suffer injuries such as:

  • Severe pain
  • Inflammation
  • Metallosis
  • Joint instability
  • Dislocation
  • Broken bones in the area of the implant
  • Leg length discrepancy
  • Loss of mobility

If you or a loved one has experienced one of these symptoms or has a Stryker LFIT V40 hip implant, contact our team today for a free case evaluation.

Large Scale Stryker Litigation in Georgia

Mr. McGlamry and Mr. Blakely’s appointments to the respective state court MCL and federal court MDL provide a unique opportunity for Pope McGlamry, P.C., to oversee and manage parallel litigation. As Georgia lawyers, their appointments underscore Georgia as a jurisdiction where large scale coordinated litigation can be competently carried out. Unlike states such as California and New York, Georgia has not historically been a hub for MDLs and other coordinated litigation. However, as the JPML makes a concerted effort to broaden the roster of federal judges with experience managing MDL dockets, an increasing number of MDLs are being sent to Georgia – causing GA lawyers to be called upon by courts to serve in leadership roles.

For example, U.S. District Judge Richard Story of the Northern District of Georgia, recently became the transferee judge in the Ethicon Physiomesh Flexible Composite Hernia Mesh case, and U.S. District Judge William Duffey presided over Wright Medical Technology, Inc., Conserve Hip Implant Products Liability Litigation. Mr. McGlamry is also Co-Lead Counsel in Wright Medical Technology, Inc., Conserve Hip Implant Products Liability Litigation, and helped negotiate a $240 million dollar settlement agreement last year!

Contact Us For Stryker LFIT V40 Litigation

If you or a loved one has been injured by the Stryker LFIT V40 hip device, please contact the attorneys at Pope McGlamry, we will ensure that you receive the compensation you deserve. Submit your case for free and our team will reach out to you.

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Michael L. McGlamry

Pope McGlamry’s own Michael L. McGlamry and Michael J. Blakely have been appointed to the Plaintiffs’ Executive Committees in separate but related coordinated litigations for Stryker LFIT V40. Plaintiffs’ Executive Committees Multi-County Litigation (MCL) for New Jersey McGlamry has been appointed a member of the Plaintiffs’ Executive Committee for the multi-county litigation (MCL) for Stryker LFIT Anatomic […] Full Bio

Michael J. Blakely, Jr.

Pope McGlamry’s own Michael L. McGlamry and Michael J. Blakely have been appointed to the Plaintiffs’ Executive Committees in separate but related coordinated litigations for Stryker LFIT V40. Plaintiffs’ Executive Committees Multi-County Litigation (MCL) for New Jersey McGlamry has been appointed a member of the Plaintiffs’ Executive Committee for the multi-county litigation (MCL) for Stryker LFIT Anatomic […] Full Bio